Terms and Conditions
Last Updated: September 2026
By accessing, browsing, or using this Website and submitting your information through our consulting desks, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use this Website.
- Consulting & Documentation Advisory Only: Shubh Dhara Finance provides professional independent documentation consultancy, administrative file preparation guidance, and business management advisory services for corporate profile layouts.
- No Lending or Intermediation Activities: We are NOT a bank, direct lender, aggregator network, financial marketplace, or NBFC. We do not issue loans, grant credit approvals, distribute financial products, or disburse funds directly to users. We are not regulated by the Reserve Bank of India (RBI).
To apply for professional consultation through our Website, you must be a resident of India, a valid business owner/authorized representative, and at least 18 years of age. You agree to provide true, accurate, current, and complete details (Name, Contact Email, State, and Business Category) in our forms. Providing false or misleading information may lead to the immediate rejection of your advisory request.
- No Financing Guarantees: Submitting your details on this Website does not process credit or guarantee financial approvals. We do not operate an active lead routing or financial matchmaking system.
- Advisory Role Limitations: Our role is strictly limited to helping you systematically evaluate, analyze, and optimize your company’s internal documentation framework, handing over compiled data sets directly to the applicant for their independent commercial use.
4. No Upfront Fee Policy
Shubh Dhara Finance strictly maintains a transparent fee policy. We do not charge users any upfront cash, advance processing fees, or hidden registration costs to guarantee loan sanctions or funding approvals from any external source. We are not responsible for any financial loss if you pay cash or advances to independent third parties or scammers falsely claiming to represent our firm.
5. Communication Consent (TRAI/DND Compliance)
By submitting your electronic details on our Website, you grant explicit authorization to Shubh Dhara Finance to contact you via corporate emails or automated messages regarding your administrative profile request. This consent overrides any registration on the National Do Not Call (NDNC) registry or Do Not Disturb (DND) status under TRAI guidelines.
6. Government Schemes Advisory Disclaimer
We offer independent professional guidance to help business owners fulfill standard documentation layouts and project report structures. We are a private consulting entity and have no official affiliation, regulatory license, or endorsement from the Ministry of Finance, RBI, SEBI, or any government department or state portal.
7. Intellectual Property
All content, logos, text, design, and graphics visible on shubhdharafinance.com are the intellectual property of Shubh Dhara Finance (Owned by VICKY RAJUPRASAD SAINI). Unauthorized copying, modification, or distribution of this material for commercial purposes is strictly prohibited.
Shubh Dhara Finance shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this Website, any data analysis adjustments, or subsequent commercial file rejections by independent external financial institutions or licensed lenders.
9. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of India. Any legal disputes arising out of the use of this Website or our consulting services shall be subject to the exclusive jurisdiction of the courts located in Kanpur, Uttar Pradesh.
If you have any questions or require clarification regarding these Terms and Conditions, please reach out to us:
- Legal Business Name: VICKY RAJUPRASAD SAINI (Proprietor of Shubh Dhara Finance)
- Registered Office Address: Building No./Flat No. 60A 1043, Shyam Nagar Road, Kanpur, Kanpur Nagar, Uttar Pradesh – 208013
- GSTIN: 09COTPS0034R1Z0
- Udyam Registration No.: UDYAM-MH-19-0028395
- Email: support@shubhdharafinance.com
- Phone: +91-8282990098